If you are having trouble with the servicing of your home loan and you can't get any satisfaction working with your mortgage servicer, don't feel like you are at their mercy to help you resolve the matter. Under the Real Estate Settlement Procedures Act, there are ways to force your loan servicer to investigate erroneous charges and provide documentation regarding your loan. Mortgages are very complex financial transactions, and lenders are often content to violate a borrower's rights if it suits them.
Borrowers are at an extreme disadvantage when attempting to resolve issues involving their home loans on their own. In many cases, having a reputable consumer rights lawyer who is familiar with the applicable state and federal statutes can help to ensure that your rights are protected and that you are treated fairly by your lender or servicer.
At the law firm of Surovell Isaacs Petersen & Levy, we know how important it is to have accurate servicing of your loan. Any shortfall in this area can lead to negative consequences for the borrower, including force placed insurance, improperly crediting payments, assessment of bogus charges or fees and the possibility of inaccurate credit reporting. We provide focused, results-oriented representation designed to ensure that our clients suffer no ill effects due to the negligent or intentional behavior of lenders or loan servicing companies.
Working to Protect Your Interests
Our Fairfax loan servicing abuse attorneys have a substantial background protecting the rights of consumers in these cases. Oftentimes, the owner of your loan and the loan servicing company are two separate entities, making it extremely difficult to track down the source of the errors or abuse. We have the necessary resources to fully research the matter, pick apart the process and find the problems that need to be fixed.
In cases where we find that abuse has taken place, we can file suit to correct the issue and explore the possibility of seeking damages on your behalf where appropriate. We have handled cases involving the lenders failure to comply with the terms of a modification, incorrect application of payments and many others.
Schedule a Consultation With Our Loudoun County Mortgage Fraud Attorneys
Our firm's understanding of the state and federal statutes that govern these matters puts us in a better position to negotiate a fair resolution on your behalf. Contact our office today to schedule an initial consultation. You can reach us by phone at 703-648-8279 or simply contact us online.